Privacy Policy – 04/2016

  1. We collect nonpublic personal information about you from the following sources:
    • – Information we receive from you on applications or other forms;
    • – Information about your transactions with us, our affiliates, or others; and
    • – Information we receive from a consumer reporting agency.
  2. We do not disclose any nonpublic personal information about our customers or former customers to anyone, except as permitted by law.
  3. We may share all the information that we collect, as described above, with our affiliates. By sharing this information, we can better serve your financial needs. If you do not wish for us to share this information with our affiliates you may contact us.
  4. We may disclose the following information to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements:
    • – Information we receive from you on applications or other forms, such as your name, address, social security number, assets, and income;
    • – Information about your transactions with us, our affiliates, or others, such as your account balance, payment history, and parties to transactions;
    • – Information we receive from a consumer reporting agency, such as your creditworthiness and credit history.
  5. We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards to protect your information.
  6. Certain third-party Web sites to which we provide links or which are hosted by Royalty One Enterprises for public use have different or additional terms of use, (including different privacy policies), which you should read, so that you fully understand particular uses of personal information by third parties who are partnered or affiliated with Royalty One Enterprises. Because Royalty One Enterprises does not control activity on any third party Web sites, even when hosted by Royalty One Enterprises, Royalty One Enterprises makes no representation concerning the use and/or disclosure of any information provided to such third party Web sites.Policy updates and effective date
    We may make changes to this Online Privacy Policy from time to time. In the event of any update, the revised Online Privacy Policy will be posted with a new “Last Updated” date. All updates to the Online Privacy Policy become effective when we post the updates on our website.

    HUD/FHA Disclosure

    THESE MATERIALS ARE NOT FROM HUD OR FHA AND ARE NOT APPROVED BY HUD OR A GOVERNMENT AGENCY. The inclusion of various education, information, web links, or materials are not an endorsement of the Sender or any of its employees or business partners. For information directly from HUD/FHA, visit –

    Contact us
    If you have any questions about our Privacy Policy, our information-handling practices, would like to file a complaint or would like to limit our sharing, please contact us by e-mail at :

    Or call our office at: (702) 984-7140